FINANCIAL GOAL SETTING

Current date: __________________

· Purpose: To identify and create a plan of action for personal financial goals.

· Instructions: Based on personal and household needs and values, identify specific goals that require action.


SHORT-TERM MONETARY GOALS (less than two years)

Description Amount Needed Months to achieve Action to be taken Priority
Example: pay off credit card debt $1000 12 use money from pay raise High medium or low
         
         
         
         
         
         

 

INTERMEDIATE AND LONG-TERM MONETARY GOALS (more than two years)

Description Amount Needed Months to achieve Action to be taken Priority
Example: save for down payment on new home $5000 60 Set aside money in mutual fund High medium or low
         
         
         
         
         
         

 

NON-MONETARY GOALS

Description Time Frames Action to be taken
Example: Set up file for personal financial records and documents next 2-3 months locate all personal and financial records and documents; set up files for various spending, saving, and borrowing categories
     
     
     
     
     
     

 

Copyright 1998 Bill VanSteinberg
All Rights Reserved